Links to charts comparing years for the federal budget, U.S. Economy and Agriculture. Topics include average prices of selected fuels, consumer price index, cost of living index, farm income and more.
You can search or browse this a directory of educational, news, and statistical resources. Maintained and provided by the American Economic Association (AEA).
Topics include: Introduction, Goods and Services, Service Economy, Creative Destruction, Businesses Large and Small, Workers and Productivity, The Role of Government, Macroeconomic Policy, Energy, Foreign Investment. From America.gov.
"Economic Indicators.gov is brought to you by the Economics and Statistics Administration at the U.S. Department of Commerce. Our mission is to provide timely access to the daily releases of key economic indicators from the Bureau of Economic Analysis and the U.S. Census Bureau."
"Federal Reserve statistical releases and historical data have been divided into two pages: Statistics and Historical Data and Surveys and Reports." Includes: Principal Economic Indicators, Bank Asset Quality, Bank Assets and Liabilities, Bank Structure Data, Business Finance, Exchange Rates and International Data, Flow of Funds Accounts, Household Finance, Industrial Activity, Interest Rates, Money Stock and Reserve Balances, and Surveys and Reports (Survey of Small Business Finances, etc.).
"Our economists analyze local economic growth, labor markets, real estate, and public finance issues, contributing to discussions of regional and national economic policy." Topics include: Regional Economy, Regional Economic Indicators, Index of Coincident Economic Indicators Empire State Manufacturing Survey, Upstate New York Regional Review, Upstate New York At-a-Glance." See also their District Profiles and Regional Outreach pages.
"The Conference Board publishes leading, coincident, and lagging indexes designed to signal peaks and troughs in the business cycle for nine countries around the world." Select countries of interest at left side of page. See also this related page for more indicators from The Conference Board.
"In addition to NAR's own existing-home sales series, NAR Research monitors other indicators such as new-home sales, housing starts, producer prices, mortgage rates and more." Provided by the National Association of Realtors (NAR).
"Founded in 1920, the National Bureau of Economic Research is a private, nonprofit, nonpartisan research organization dedicated to promoting a greater understanding of how the economy works. The NBER is committed to undertaking and disseminating unbiased economic research among public policymakers, business professionals, and the academic community. " Data includes business cycle dates and economic indicators and statistic releases.
Includes news and many helpful special reports on the economy as well great video explanations of CDOs (collaterized debt obligations) and credit default swaps.
Podcasts from NPR (National Public Radio) . "Money makes the world go around, faster and faster every day. On NPR's Planet Money, you'll meet high rollers, brainy economists and regular folks - all trying to make sense of our rapidly changing global economy."
This American Life:
This NPR (National Public Radio) weekly program produced two highly educational reports for the uninitiated on the financial crisis. You can listen to these by following the links below:
"The Bureau of Economic Analysis (BEA) promotes a better understanding of the U.S. economy by providing the most timely, relevant, and accurate economic accounts data in an objective and cost-effective manner."
"Our job is to borrow the money needed to operate the Federal Government and to account for the resulting debt." An agency of the U.S. Department of the Treasury.
"Congress created the Commodity Futures Trading Commission (CFTC) in 1974 as an independent agency with the mandate to regulate commodity futures and option markets in the United States. The agency's mandate has been renewed and expanded several times since then, most recently by the Commodity Futures Modernization Act of 2000."
"CBO's mandate is to provide the Congress with: Objective, nonpartisan, and timely analyses to aid in economic and budgetary decisions on the wide array of programs covered by the federal budget and the information and estimates required for the Congressional budget process."
"The Economic Development Administration (EDA) was established under the Public Works and Economic Development Act of 1965 (42 U.S.C. § 3121), as amended, to generate jobs, help retain existing jobs, and stimulate industrial and commercial growth in economically distressed areas of the United States." From the U.S. Department of Commerce.
"The Economic Report of the President is an annual report written by the Chairman of the Council of Economic Advisors. It overviews the nation's economic progress using text and extensive data appendices." Search or browse. Provided through the U.S. Government Printing Office (GPO). Some documents are in the PDF format: view them with the Adobe Reader.
"Export.gov brings together resources from across the U.S. Government to assist American businesses in planning their international sales strategies and succeed in today's global marketplace."
"The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress that maintains the stability and public confidence in the nation's financial system by insuring deposits, examining and supervising financial institutions, and managing receiverships."
"The Federal Reserve Bank of New York is one of 12 regional Reserve Banks which, together with the Board of Governors in Washington, D.C., make up the Federal Reserve System."
"The FTC deals with issues that touch the economic life of every American. It is the only federal agency with both consumer protection and competition jurisdiction in broad sectors of the economy."
"The Committee oversees all components of the nation's housing and financial services sectors including banking, insurance, real estate, public and assisted housing, and securities."
"ITA's mission is to create prosperity by strengthening the competitiveness of U.S. industry, promoting trade and investment, and ensuring fair trade and compliance with trade laws and agreements."
"The Joint Economic Committee (JEC) is a bicameral Congressional Committee composed of ten members from each the Senate and the House of Representatives. There are twelve Democrats and eight Republicans on the Committee. The JEC was established by the Employment Act of 1946 (Public Law 304). Its main purpose is to make a continuing study of matters relating to the US economy. The Committee holds hearings, performs research and advises Members of Congress."
A quote from the White House Blog (March 19, 2000): "At midnight last night the Treasury Department took a great step to ensure that everybody who can take advantage of the President housing plan can do so, helping to put the brakes on the foreclosure crisis, launching MakingHomeAffordable.gov - a site where you can find out everything you need to know about the President?s plan and whether you qualify."
Gross Domestic Product (GDP), Personal Income and Outlays, Corporate Profits, Government Current Receipts and Expenditures, Supplemental Estimates, Fixed Assets, Provided by the U.S. Bureau of Economic Analysis (BEA). PDF documents require the Adobe Reader. Documents in the Excel (.xls) or CSV format can be viewed with Open Office's Calc (spreadsheet software) or Microsoft's Excel Viewer.
"To supervise savings associations and their holding companies in order to maintain their safety and soundness and compliance with consumer laws, and to encourage a competitive industry that meets America's financial services needs."
"TradeAgreements.gov is an interagency effort by the United States Government to provide the public with the latest information on America's trade agreements. A joint effort between the Departments of Agriculture, Commerce, State, Treasury and the Office of the United States Trade Representative, this site will be regularly updated with news about existing agreements, as well as pending free trade agreements with Peru, Colombia, Panama and South Korea."
"The mission of the U.S. Securities and Exchange Commission is to protect investors, maintain fair, orderly, and efficient markets, and facilitate capital formation."
Includes summary and government websites related to the recent House of Representatives vote concerning the Emergency Economic Stabilization Act of 2008, including negotations leading up to the vote on September 29, 2008, as well as President George W. Bush's recent address to the nation.
A quarterly report by Governor David A. Paterson's Economic Recovery and Reinvestment Cabinet was issued in August provides an overview of projects, with charts and data, involving Job Training, Transportation, Clean Water, Housing, Energy, and Public Safety.
"Our principal goals are to act as a source of knowledge about the economic markets of Asia and to serve as a place where interested professionals can interact and further the mission of AEI."
"The Doing Business project provides objective measures of business regulations and their enforcement across 181 economies and selected cities at the subnational and regional level." Provided by The World Bank Group.
"The ECB is the central bank for Europe's single currency, the euro. The ECB's main task is to maintain the euro's purchasing power and thus price stability in the euro area."
Topics include: The Euro, EU Economic Situation, Economic Forecasts, International Economic Issues, Publications, News, Economic Research, and more. See also the European Commission home page for more related news and information.
"an intergovernmental organisation set up for the promotion of free trade and economic integration to the benefit of its four Member States: Iceland, Liechtenstein, Norway and Switzerland."
"The Financial Stability Forum (FSF) was convened in April 1999 to promote international financial stability through information exchange and international co-operation in financial supervision and surveillance."
"The Peterson Institute for International Economics is a private, nonprofit, nonpartisan research institution devoted to the study of international economic policy."
"The IMF is an international organization of 185 member countries. It was established to promote international monetary cooperation, exchange stability, and orderly exchange arrangements; to foster economic growth and high levels of employment; and to provide temporary financial assistance to countries to help ease balance of payments adjustment."
"ITA's mission is to create prosperity by strengthening the competitiveness of U.S. industry, promoting trade and investment, and ensuring fair trade and compliance with trade laws and agreements."
"OECD brings together the governments of countries committed to democracy and the market economy from around the world to: Support sustainable economic growth, Boost employment, Raise living standards, Maintain financial stability, Assist other countries' economic development, Contribute to growth in world trade."
United Nations Economic and Social Council (ECOSOC) - "serves as the central forum for discussing international economic and social issues, and for formulating policy recommendations addressed to Member States and the United Nations system."
"Treasury's Office of International Affairs protects and supports economic prosperity at home by encouraging financial stability and sound economic policies abroad."
World economic issues and related news and articles. "The World Economic Forum is an independent international organization committed to improving the state of the world by engaging leaders in partnerships to shape global, regional and industry agendas. Incorporated as a foundation in 1971, and based in Geneva, Switzerland, the World Economic Forum is impartial and not-for-profit; it is tied to no political, partisan or national interests. The World Economic Forum is under the supervision of the Swiss Federal Government."
"The Office of the United States Trade Representative (USTR) is an agency of over 200 people, a highly committed group of professionals who have decades of specialized experience in trade issues and regions of the world. They negotiate directly with foreign governments to create trade agreements, resolve disputes and participate in global trade policy organizations. They also meet with governments, business groups, legislators and public interest groups to gather input on trade issues and explain the president's trade policy positions. The agency was founded in 1962 and has offices in Washington, Geneva and Brussels."
"Functions: Administering WTO Trade Agreements, Forum for Trade Negotiations, Handling Trade Disputes, Monitoring National Trade Policies, Technical Assistance and Training for Developing Countries, Cooperation With Other International Organizations."
Includes "When a Bank Fails - Facts for Depositors, Creditors, and Borrowers" and other consumer advisories. From the Federal Deposit Insurance Corporation (FDIC).
"The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress that maintains the stability and public confidence in the nation's financial system by insuring deposits, examining and supervising financial institutions, and managing receiverships." See also the FDIC's announcement: "FDIC Deposit Insurance Coverage" (October 3, 2008)
"Helpwithmybank.gov helps you find answers to your National Banking questions." Provided by the Office of the Comptroller of the Currency, from the U.S. Treasury Department.
"To allow the financial industry to expand and prosper through judicious regulation and vigilant supervision, to educate and protect consumers while promoting economic growth and ensuring that the financial system is safe and accessible to all."
Includes *recent (*September 23, 2008) information and hearings transcripts concerning the U.S. Treasury Department's draft legislation of a financial package to "stabilize the economy."
Topics include: Your Rights: Credit Reporting, Credit Cards and Consumer Loans, Credit Reports and Scoring, Mortgages / Real Estate, Privacy. Also available in Spanish / en Español. From the U.S. Federal Trade Commission (FTC).
"DebtAdvice.org is designed to help consumers understand the wise use of credit and locate a trained, certified counselor if you are in need of assistance. DebtAdvice.org is a service provided by the members of the National Foundation for Credit Counseling, (NFCC), most of them known as Consumer Credit Counseling Service (CCCS)." Also available in Spanish / en Español.
Sections include: "For Any Age or Stage (Practical Advice for Everyone on How to Save and Manage Money), For Teens (How to Ace Your First Test Managing Real Money in the Real World), For Young Adults (What to Know Before Declaring Your Financial Independence), For Newlyweds (Starting a Household on Solid Ground Financially), At Midlife (Multi-Tasking In Your 30s, 40s or 50s), For Parents (Teaching Children the Financial Facts of Life), Before You Retire (Getting Your Finances Ready for Your Golden Years), After You Retire (Managing Your Expenses on a Fixed or Reduced Income), For Financial Caregivers (Helping Disabled or Elderly Relatives With Money Management, Even From Far Away), For Major Life Events (Ways to Cope Financially During and After a Big Change), For More Help or Information on Managing Your Money." Provided by the Federal Deposit Insurance Corporation's FDIC Consumer News service (PDF format editions of documents also available).
Educational information and advisories for consumers from various U.S. Government agencies. See also their Retirement Planning page and home page for more related topics.
"This site has information for you, whether you're shopping for a mortgage or auto loan, checking the accuracy of your credit report, dealing with debt collectors, or looking for ways to protect your personal financial information." Sections include: Your Rights - Credit Reporting, Credit Cards & Consumer Loans, Credit Reports & Scoring, In Debt?, Mortgages/Real Estate, Privacy.
"The EERE mission is to strengthen America's energy security, environmental quality, and economic vitality in public-private partnerships that: Enhance energy efficiency and productivity; Bring clean, reliable and affordable energy technologies to the marketplace; and Make a difference in the everyday lives of Americans by enhancing their energy choices and their quality of life."
Topics include: winter heating costs, gasoline and diesel prices, energy-specific subsidies, forecasts and analyses, international energy outlook, country energy profiles, state energy profiles, related economic and government news. Provided through the U.S. Department of Energy (DOE).
"This site provides consumers with free and inexpensive strategies for saving energy and money through the cold months, as well as energy-saving investments that can provide savings over the long term. You'll also find information on financial assistance for energy-saving improvements." Provided through the U.S. Department of Energy (DOE), Office of Energy Efficiency and Renewable Energy (EERE).
"Gas mileage (MPG), greenhouse gas emissions, air pollution ratings, and safety information for new and used cars and trucks." Information categories include: Gasoline Prices, Gas Mileage Tips, Hybrid Vehicles, Alternative Fuel Vehicles, Fuel Economy Ratings, Find Your Car's Energy Impact Score, Energy Efficiency, Why Fuel Economy Is Important, Fuel Economy Guide." From the U.S. Department of Energy (DOE).
Energy sources and issues, alternative energy sources, environmental impacts/considerations, and sustainability issues, and related topics. Web guide by Middletown Thrall Library.
Contains "valuable tips on navigating your options when buying a foreclosed home." Sections include: Pre-foreclosure, Auctions, Bank-Owned Homes, Buying from Government Agencies. Provided the by Federal Citizen Information Center of the U.S. General Services Administration.
"The Federal Reserve System offers dynamic maps that show conditions and density of owner-occupied subprime mortgage loans for the states, counties, and zip codes in the United States. The maps are based on data for owner-occupied mortgage loans that have been securitized into a product that is categorized as subprime, based on the grade assigned to the security. The underlying data will be updated periodically." Provided by the Federal Reserve Bank of New York.
"Fannie Mae is a government-sponsored enterprise (GSE) chartered by Congress with a mission to provide liquidity and stability to the U.S. housing and mortgage markets."
Blog post featuring a number of U.S. federal and New York State government foreclosure/mortgage resources and consumer advisories. From Thrall's Consumer Information Blog.
"Mortgage-backed securities (MBS)." Mission: "To expand affordable housing in America by linking global capital markets to the nation's housing markets."
Information about the Homeless, Poverty, Public Assistance Programs Health, Government Agencies, Organizations, Statistics, and more. Special coverage guide developed by Middletown Thrall Library.
"Homeowners who want to avoid foreclosure or are concerned about their ability to make their mortgage payments can receive immediate assistance." Sections include: Contact a Certified Housing Counselor Today, Avoiding Foreclosure Get a Free Copy of the Consumer Video, Mortgage Reality Check, Useful Homeowner Information and Tools, Consumer Alert: Foreclosure Rescue Scams. Information provided by the National Foundation for Credit Counseling (NFCC). Also available in Spanish / en Español.
Hope for Homeowners Program:
"The HOPE for Homeowners program was created by Congress to help those at risk of default and foreclosure refinance into more affordable, sustainable loans" - from the U.S. Federal Housing Administration (FHA). Please see these websites for information on this program:
"In addition to NAR's own existing-home sales series, NAR Research monitors other indicators such as new-home sales, housing starts, producer prices, mortgage rates and more." Provided by the National Association of Realtors (NAR).
A quote from the White House Blog (March 19, 2000): "At midnight last night the Treasury Department took a great step to ensure that everybody who can take advantage of the President housing plan can do so, helping to put the brakes on the foreclosure crisis, launching MakingHomeAffordable.gov - a site where you can find out everything you need to know about the President?s plan and whether you qualify."
Sections include: Federal Housing Administration (FHA) Loan Guarantees, Find the Best Mortgage, Foreclosure - How to Avoid, Housing Counseling, Indian Housing Information, Loans, Mortgage Calculator, Mortgage Comparison Calculator, Mortgage Facts and Tips to Protect Consumers Refinancing Your Mortgage, Reverse Mortgages for Seniors, Rural Americans Housing Assistance, Veterans Loan Guarantees. Directory provided by USA.gov.
nyhomes.org - "comprehensive information about the New York State agencies dedicated to creating and promoting affordable housing." Provided by the New York State Housing Finance Agency.
"HUD's mission is to increase homeownership, support community development and increase access to affordable housing free from discrimination." See also HUD's New York information page.
"If you are having difficulty making your mortgage payment, one of the most important things you can do is seek assistance. The following resources provide information and links to agencies and organizations that may be able to help you." See also their Mortages information page for consumers, which includes some information in Spanish (en Español).
"Consumer Facts About Investments that are not deposits and are not insured by the FDIC." Provided by the Federal Deposit Insurance Corporation (FDIC).
A financial investment education website provided by Forbes. Includes a Dictionary of economy/business/financial/investment terms, articles, tutorials, a "Stock Simulator," calculators, and more.
Financial planning, interest rates, and other considerations for consumers and investors. See also their Financial Planning page and home page for more related topics.
Tips on financial goal-setting, maintaining investments, and planning for retirement. Provided by the U.S. Department of Labor (DOL). (PDF format: view with Adobe Reader)
Local, state, and global job searches and databases, career development resources, resume and cover letter preparation. Web guide provided by Middletown Thrall Library.
"The International Labour Organization (ILO) is the tripartite UN agency that brings together governments, employers and workers of its member states in common action to promote decent work throughout the world."
Topics include: Classifieds and Job Hunting, Departments of Labor, Unemployment Insurance Benefits, Labor, Unemployment Statistics, and the Economy, News and Special Coverage Websites, Layoffs & Job Loss: Web Articles & Advisories Jobs, Employment, Career Development, and Related Information in the Library System. Directory provided by Middletown Thrall Library.
Includes links to: Unemployment insurance, New York State Worker Compensation Board, New York State Department of Civil Service, Career and Employment Information.
"We are the premier source of labor market information in the state. From wages to projections to the latest job figures, the Department of Labor has the most current and accurate labor market information available." Provided by the New York State Department of Labor.
Current Employment Statistics - "surveys about 150,000 businesses and government agencies, representing approximately 390,000 individual worksites, in order to provide detailed industry data on employment, hours, and earnings of workers on nonfarm payrolls."
Current Population Survey (CPS) + National Unemployment Rate - A "monthly survey of households conducted by the Bureau of Census for the Bureau of Labor Statistics. It provides a comprehensive body of data on the: labor force, employment, unemployment and persons not in the labor force."
Foreign Labor Statistics - "international comparisons of hourly compensation costs; productivity and unit labor costs; labor force, employment and unemployment rates; and consumer prices."
Local Area Unemployment Statistics (LAUS) - "monthly and annual employment, unemployment, and labor force data for Census regions and divisions, States, counties, metropolitan areas, and many cities, by place of residence."
Mass Layoff Statistics (MLS) - "reports on mass layoff actions that result in workers being separated from their jobs."
Pay and Benefits - "information on the wages, earnings, and benefits of workers"
State and Metro Area Employment, Hours, & Earnings - "surveys about 150,000 businesses and government agencies, representing approximately 390,000 individual worksites, in order to provide detailed industry data on employment, hours, and earnings of workers on nonfarm payrolls"
Please note: While these subject headings link to items
available in the Ramapo Catskill Library System (RCLS),
you are encouraged to try some of the above keywords
in your own library's catalog and in your web searches.